Trusted by our clients
Insurance
That
Performs
Most business cover was accumulated to meet a contract, not chosen to protect what you’ve actually built. We rebuild it properly — in one hour, at no cost.
Client retention
Founders and leaders who stay because the representation is worth staying for.
Assets insured
Across founder-led SMEs and growing businesses throughout the UK.
Insurer panel
Insurers. We find the right fit for your risk — not the easiest placement.
Do you have this problem?
Why Leaders Use Qualitas IB
You’ve stopped working in your business and started working on it. Your insurance should have made that jump too.
Built for what you've built.
Tested before it's needed.
One person, not a portal.
What You Get with us
Qualitas IB
What Leaders get with Qualitas IB:
- A direct line to one person
- A video walkthrough, in plain English
- No insurer placement deals. Full stop
- Cover built on what your business actually looks like now
- Ongoing contact — problems caught before they’re claims
- Trained on the risks your business actually faces this yea
Generic Insurance Services
- A call centre queue
- A PDF you’ll never open
- Working for whoever pays the biggest placement deal
- Cover built on what you accumulated to meet old contracts
- One conversation a year, at renewal
- Trained on the products that have always been sold
See how we’ve helped our clients
Real stories from Founders, MDs and CEOs who wanted the policy, not just the certificate.
Mark Walls, Founder of Liveforce
How we helped Mark end up with better cover at a better price.
Erin Walls, Founder of WallsMan Creative
How we helped Erin scale the Insurance protection for her growing business.
Chris Freeman, CEO of The Tyre Group
How we helped Chris manage his Insurance plan across a growing group of companies.
Chris Bell, Founder of Christopher Bell Ltd
How we helped Chris by building a strong, easy-working relationship so he can focus on running his business confidently.
Sam Bailey, Founder of The SL Shop
How we helped Sam build his Insurance defences so that his business would continue to thrive even if disaster strikes.
We work with over 51 different insurers including:
We know your sector's risks.
We don’t do generic. Every specialism below comes with a Client
Representative who understands how that type of business actually works —
and where the gaps usually are.
- Digital Firms
- Service Business
- Manufacturing
- Property
- Wholesalers & Retailers
Digital Firms
Fast-moving, tech-led businesses carry risks that standard policies often don’t address properly. Remote teams, cloud systems, client contracts, IP, and data exposure all need to be understood and covered correctly — not just ticked off a checklist.
We work with digital agencies, SaaS businesses, IT consultancies, and tech-led service firms who need cover that reflects how they actually operate.
Professional Indemnity
Covers claims for mistakes or negligence in your professional work. Essential if clients could suffer financial loss from your advice or services.
Cyber Insurance
Covers first-party costs and third-party liability from data breaches, ransomware, and system failure. Most founders don’t have what they think they have here.
Management Liability / D&O
Protects directors and officers from personal liability arising from decisions made in their role.
Employers' & Public Liability
Legal requirements for businesses with staff or public-facing operations. Often under-structured for digital firms.
Service-Based Business
Consultancies, agencies, and professional service firms face liability from the advice they give and the relationships they hold. The gap between a good policy and an adequate one is often where the risk lives.
We structure cover that reflects how you actually deliver — not a generic service business template.
Professional Indemnity
The cornerstone cover for service businesses. Limit selection and scope are where most policies fall short.
Management Liability
Employment claims, wrongful trading, and regulatory response — protection that goes beyond the business entity.
Business Interruption
Income protection when operations are disrupted. Often structured inadequately for service businesses with no physical stock.
Modern Manufacturing
Manufacturing businesses carry product liability, machinery, and supply chain risks that evolve as the business grows. Cover that worked three years ago may not reflect the operation today.
Product Liability
Covers claims arising from products you manufacture, supply or design — essential for any business in the supply chain.
Commercial Property & Plant
Buildings, machinery, stock and equipment — structured to reflect reinstatement costs accurately.
Business Interruption
For manufacturers, the indemnity period and supply chain extensions are where most policies fall short.
Property Investors
Residential and commercial property portfolios require a different approach to risk — one that considers tenant risk, voids, and the interplay between multiple properties and entities.
Landlord & Portfolio Insurance
Cover for residential and mixed-use portfolios — structured around actual use and tenant profile.
Commercial Property
Buildings, loss of rent, and property owner liability — across single assets or multiple-site portfolios.
Directors & Officers
Property development entities and SPVs carry director-level liability that personal assets don’t insulate against.
Wholesalers & Retailers
Retail and wholesale businesses need cover that reflects the physical reality of stock, suppliers, premises, and the public-facing nature of their trade.
Stock & Contents
Getting stock values right — and understanding seasonal fluctuations — is where most retail policies are undercooked.
Public & Products Liability
For any business selling goods to the public, these covers need to reflect the nature of what you sell and how.
Business Interruption
Loss of income following an insured event — supplier and customer extensions are often overlooked.
Find. Fix. Press Save.
Three steps. One hour. Cover that performs.
Find.
45 minutes. We look at what you currently have, find the gaps, and show you exactly what your policy would and wouldn't pay out on. No obligation, no sales pitch.
Fix
We rebuild your cover around the business you've actually built — not a menu of options, a recommendation. We don't take placement deals, so it's built for you, not for us.
Press Save
Cover that stays right, not cover that's right once. Same person, every renewal, every claim.
Still Not Convinced?
Not sure what your insurance would do on your worst day?
We’ll tell you. For Free.
Disaster won’t wait for your renewal. Neither should you..