Our Products

Service Economy

Insurance for knowledge-based businesses.

We pair you with an expert representative who simplifies insurance, offers clear guidance, and lets you focus on growth.

Get Started How it works?

We work with over 51 different insurers including:

Why Choose Qualitas?

At Qualitas, we specialise in representing knowledge-based businesses and leaders who understand that intellectual capital requires sophisticated protection. We combine deep industry insight with streamlined solutions, allowing you to focus on what matters most – innovating and growing your business. Our approach ensures you have an expert partner who can translate complex coverage into clear, actionable strategies.

Assigned Insurance Reps

You'll work directly with a dedicated representative who knows your business and requirements in detail, ensuring consistent, personalised service whenever you need it.

Front-line know-how

Our team brings practical, real-world experience to every interaction, using their hands-on industry knowledge to anticipate challenges and provide actionable solutions.

Clear Communication

We explain complex insurance matters in straightforward language, keeping you informed and updated through clear, jargon-free conversations and documentation.

Expert Support

We provide specialist guidance at every step, supported by decades of industry experience to ensure you receive the right advice every time.

PRODUCT S OVERVIEW

Employers’ Liability Product Liability Material Damage Insurance Business Interruption Insurance Directors and Officers Insurance Products Liability Insurance Cyber Insurance Professional Indemnity Insurance Commercial Legal Expenses Insurance Engineering Breakdown Insurance

Employers Liability Insurance

Claim against you for employee injury or illness due to work.

When you need it?

When you hire employees, even part-time or temporary.
When required by law or contracts.

Described in one line

Provides defence and covers claims from employees who are injured or become ill due to their work.

Your Exposure

Without this insurance, you could face expensive legal and compensation costs if an employee sues you for a work-related injury or illness.

Claim example

An employee slips on a wet floor in your office, injures their back, and makes a claim for medical expenses and lost income.

Public Liability Insurance

Claim against you for injury or property damage caused to the public.

When you need it?

When you could interact with members of the public
When required in a customer contract

Described in one line

Covers claims for injury or damage caused to third parties due to your business activities.

Your Exposure

Without this insurance, you could face high legal fees and compensation costs if someone sues for injury or damage linked to your business.

Claim example

When visiting a client, a member of their staff trips over your belongings, suffering a broken arm and makes a claim for medical expenses and lost income.

Material Damage Insurance

Claim for physical loss or damage to your property.

When you need it?

When you own or lease business property like buildings or equipment.
When you need to protect against unforeseen events such as fire, flood, or vandalism.

Described in one line

Covers the cost of repairing or replacing your business property if it is damaged.

Your Exposure

Without this insurance, you could be faced with the cost of repairing or replacing all of your assets.

Claim example

A major storm rips the roof off your warehouse, causing severe water damage to stored inventory and machinery. You make a claim to cover the extensive repairs and replacement of ruined stock and equipment

Business Interruption Insurance

Claim for loss of income due to an insured event that disrupts your business operations.

When you need it?

When you are reliant on your premises to trade.
When you rely on continuous operation (i.e. retail or manufacturing).
When your income could be affected by unexpected events like fire, floods, or equipment failure.

Described in one line

Covers loss of income and extra expenses when your business is temporarily unable to operate due to an insured event.

Your Exposure

Without this insurance, you could lose revenue and struggle with ongoing expenses while your business recovers.

Claim example

A fire destroys your main production facility, halting operations for several months. You make a claim to cover lost income and the cost of renting temporary premises to keep the business running.

Directors and Officers Insurance

Claim against you for alleged wrongful acts or decisions made by company directors or officers.

When you need it?

When you have directors or officers who make key business decisions.
To protect personal assets from business-related claims.
When required by contact (i.e. when investment capital).

Described in one line

Covers legal fees and claims against directors and officers for alleged wrongful acts in their roles.

Your Exposure

Without this insurance, directors and officers may be personally liable for legal costs and damages from lawsuits related to their business decisions.

Claim example

A director is sued after failing to implement adequate health and safety measures in the workplace, leading to an employee injury. The company faces a fine, and the director faces a personal lawsuit for negligence.

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Products Liability Insurance

Claim against you for injury or damage caused by a product you sell or supply.

When you need it?

When you manufacture, sell, or distribute products.
When clients or regulations require it as part of doing business.

Described in one line

Provides defence and covers claims for injury or property damage caused by products you supply.

Your Exposure

Without this insurance, you could face costly legal action and compensation claims if a product you provide is alleged to cause harm or damage.

Claim example

A customer buys an electronic device from your store that overheats and damages their property, resulting in a claim for repairs and losses.

Cyber Insurance

Claim against you for data breaches, cyberattacks, or online security incidents.

When you need it?

When your business stores sensitive customer or employee data digitally.
When you rely on digital systems or networks for day-to-day operations/sales
When you make significant payments based on Invoices received digitally.

Described in one line

Covers the costs of managing and responding to cyberattacks, ransomware data breaches, and other online security risks.

Your Exposure

Without this insurance, you could face costly recovery expenses, legal fees, and repetitional damage if your systems are compromised.

Claim example

A hacker breaches your customer database, stealing personal information and causing a major data leak. You make a claim to cover the costs of notifying affected customers, restoring your system, and legal expenses.

Professional Indemnity Insurance

Claims against you for mistakes or errors in your professional work.

When you need it?

When clients ask for this insurance in contracts.
When giving advice or services that could lead to financial losses for clients if wrong.

Described in one line

Covers claims for mistakes or negligence in your professional work.

Your Exposure

Without this insurance, you could have to pay high legal fees and compensation if a client sues you for an alleged error.

Claim example

An IT consultant recommends software that fails, causing a client’s business to stop and leading to a claim for financial losses.

Commercial Legal Expenses Insurance

Claim for legal costs related to business disputes or legal issues.

When you need it?

When your business faces legal disputes, such as contract issues or employee claims.

Described in one line

Covers the cost of legal fees for business-related disputes and legal proceedings

Your Exposure

Without this insurance, you could be stuck with expensive legal costs if your business faces a lawsuit or other legal challenge.

Claim example

Your business is sued for breach of contract by a supplier, and you make a claim to cover the legal costs of defending your business in court.

Engineering Breakdown Insurance

Claim for the cost of repairing or replacing damaged machinery or equipment.

When you need it?

When your business relies on machinery or equipment for production or operations.
When you want protection against unexpected breakdowns or mechanical failure.

Described in one line

Covers the cost of repairs or replacement for damaged or broken-down machinery and equipment.

Your Exposure

Without this insurance, you could face significant repair costs and lost income while waiting for equipment to be fixed or replaced.

Claim example

A critical piece of machinery in your manufacturing plant breaks down unexpectedly, halting production. You make a claim to cover the repair costs and the loss of revenue during the downtime.

See how we’ve helped our clients

Take a look at our case studies and see how we’ve helped some of our amazing clients.

WW Creative

How we helped Erin scale the Insurance protection for her growing business.

See the case study

The Tyre Group

How we helped Chris manage his Insurance plan across a growing group of companies.

See the case study

Christopher Bell Ltd

How we helped Chris Bell by building a strong, easy-working relationship so he can focus on running his business confidently.

See the case study

The SL Shop

How we helped Sam build his Insurance defences so that his business would continue to thrive even if disaster strikes.

See the case study

All Case Studies

What Are People Saying About Us

See what our clients have to say about the Qualitas service

Martin Smith

Director

“The team at Qualitas is responsive and professional. They explain everything clearly and make the whole process easy. I always feel confident I’m in good hands.”

Martin Brookes

Business Owner

“They really know they’re stuff, super easy to get hold of, and we strongly recommend for anyone looking to insure their business and all the associated aspects”

Mark Field

Director

“I feel completely confident with Qualitas. Their team is incredibly helpful, responsive, and always available when I need them. They make insurance straightforward and stress-free.”

Matt Todd Wood

Business Owner

“Qualitas is the best! They’re helpful, friendly, and incredibly knowledgeable. It’s always easy to reach them, and they truly care about their clients.”

Richard Walsh

Director

“Qualitas Insurance Brokers are a pleasure to work with. Their expert guidance and friendly service make every interaction a breeze. Highly responsive and always dependable!”

Trusted by our clients

Let’s Talk

We’re here to help leaders like you unlock the full potential of your business with insurance that fits your ambitions. Ready to take the next step with confidence?

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