Our Specialist Subjects

Insurance for Property Investors

Protection that performs for every property in your portfolio.

Speak to the team How it works?

We work with over 51 different insurers including:

Why Choose Qualitas IB ?

Whether you own a single investment property or a portfolio of commercial buildings, we design insurance plans that protect your assets, income, and liabilities. From tenant disputes to major repairs, you’ll have cover that works when it matters and a dedicated contact who can handle the details quickly and clearly, so you can focus on maximising your returns.

Clear, Effortless Communication

No jargon, no grey areas. Just fast, clear answers and easy-to-understand advice when you need it.

1:1 Expert Representation

You’ll work directly with a dedicated Insurance Representative who knows your business inside out.

Strategic Thinking

We go beyond renewals and policies, helping you design cover that actually supports your growth.

Representing You, Not the Industry

We’re upfront about how we earn, don’t charge admin fees, and act in your best interest — always.

PRODUCTS OVERVIEW

Employers’ Liability Product Liability Material Damage Insurance Business Interruption Insurance Directors and Officers Insurance Products Liability Insurance Cyber Insurance Professional Indemnity Insurance Commercial Legal Expenses Insurance Engineering Breakdown Insurance

Material Damage Insurance

Claim for physical loss or damage to your property.

When you need it?

When you own or lease business property like buildings or equipment.
When you need to protect against unforeseen events such as fire, flood, or vandalism.

Described in one line

Covers the cost of repairing or replacing your business property if it is damaged.

Your Exposure

Without this insurance, you could be faced with the cost of repairing or replacing all of your assets.

Claim example

A major storm rips the roof off your warehouse, causing severe water damage to stored inventory and machinery. You make a claim to cover the extensive repairs and replacement of ruined stock and equipment

Business Interruption Insurance

Claim for loss of income due to an insured event that disrupts your business operations.

When you need it?

When you are reliant on your premises to trade.
When you rely on continuous operation (i.e. retail or manufacturing).
When your income could be affected by unexpected events like fire, floods, or equipment failure.

Described in one line

Covers loss of income and extra expenses when your business is temporarily unable to operate due to an insured event.

Your Exposure

Without this insurance, you could lose revenue and struggle with ongoing expenses while your business recovers.

Claim example

A fire destroys your main production facility, halting operations for several months. You make a claim to cover lost income and the cost of renting temporary premises to keep the business running.

Public Liability Insurance

Claim against you for injury or property damage caused to the public.

When you need it?

When you could interact with members of the public
When required in a customer contract

Described in one line

Covers claims for injury or damage caused to third parties due to your business activities.

Your Exposure

Without this insurance, you could face high legal fees and compensation costs if someone sues for injury or damage linked to your business.

Claim example

When visiting a client, a member of their staff trips over your belongings, suffering a broken arm and makes a claim for medical expenses and lost income.

Employers Liability Insurance

Claim against you for employee injury or illness due to work.

When you need it?

When you hire employees, even part-time or temporary.
When required by law or contracts.

Described in one line

Provides defence and covers claims from employees who are injured or become ill due to their work.

Your Exposure

Without this insurance, you could face expensive legal and compensation costs if an employee sues you for a work-related injury or illness.

Claim example

An employee slips on a wet floor in your office, injures their back, and makes a claim for medical expenses and lost income.

Ready to Lead with Confidence?

Discover insurance solutions tailored for your growth.

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Engineering Breakdown Insurance

Claim for the cost of repairing or replacing damaged machinery or equipment.

When you need it?

When your business relies on machinery or equipment for production or operations.
When you want protection against unexpected breakdowns or mechanical failure.

Described in one line

Covers the cost of repairs or replacement for damaged or broken-down machinery and equipment.

Your Exposure

Without this insurance, you could face significant repair costs and lost income while waiting for equipment to be fixed or replaced.

Claim example

A critical piece of machinery in your manufacturing plant breaks down unexpectedly, halting production. You make a claim to cover the repair costs and the loss of revenue during the downtime.

Directors and Officers Insurance

Claim against you for alleged wrongful acts or decisions made by company directors or officers.

When you need it?

When you have directors or officers who make key business decisions.
To protect personal assets from business-related claims.
When required by contact (i.e. when investment capital).

Described in one line

Covers legal fees and claims against directors and officers for alleged wrongful acts in their roles.

Your Exposure

Without this insurance, directors and officers may be personally liable for legal costs and damages from lawsuits related to their business decisions.

Claim example

A director is sued after failing to implement adequate health and safety measures in the workplace, leading to an employee injury. The company faces a fine, and the director faces a personal lawsuit for negligence.

Commercial Legal Expenses Insurance

Claim for legal costs related to business disputes or legal issues.

When you need it?

When your business faces legal disputes, such as contract issues or employee claims.

Described in one line

Covers the cost of legal fees for business-related disputes and legal proceedings

Your Exposure

Without this insurance, you could be stuck with expensive legal costs if your business faces a lawsuit or other legal challenge.

Claim example

Your business is sued for breach of contract by a supplier, and you make a claim to cover the legal costs of defending your business in court.

See how we’ve helped our clients

Take a look at the stories of some of our clients and see how we’ve helped some amazing leaders.

Mark Walls, Founder of Liveforce

How we helped Mark end up with better cover at a better price.

See the case study

Erin Walls, Founder of WallsMan Creative

How we helped Erin scale the Insurance protection for her growing business.

See the case study

Chris Freeman, CEO of The Tyre Group

How we helped Chris manage his Insurance plan across a growing group of companies.

See the case study

Chris Bell, Founder of Christopher Bell Ltd

How we helped Chris by building a strong, easy-working relationship so he can focus on running his business confidently.

See the case study

Sam Bailey, Founder of The SL Shop

How we helped Sam build his Insurance defences so that his business would continue to thrive even if disaster strikes.

See the case study

All Leaders Stories

What Are Leaders Saying About Us

See what our clients have to say about the Qualitas service.

Martin Smith

Director

“The team at Qualitas is responsive and professional. They explain everything clearly and make the whole process easy. I always feel confident I’m in good hands.”

Martin Brookes

Business Owner

“They really know they’re stuff, super easy to get hold of, and we strongly recommend for anyone looking to insure their business and all the associated aspects”

Mark Field

Director

“I feel completely confident with Qualitas. Their team is incredibly helpful, responsive, and always available when I need them. They make insurance straightforward and stress-free.”

Matt Todd Wood

Business Owner

“Qualitas is the best! They’re helpful, friendly, and incredibly knowledgeable. It’s always easy to reach them, and they truly care about their clients.”

Richard Walsh

Director

“Qualitas Insurance Brokers are a pleasure to work with. Their expert guidance and friendly service make every interaction a breeze. Highly responsive and always dependable!”

Trusted by our clients

Let’s Talk

Don’t wait for a renewal to find the gaps.

Get your free cover review and start building resilience into your business today

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