Driving Abroad & BREXIT

QUICK NOTE – DRIVING IN THE EU AFTER BREXIT.

There is uncertainty over the impact that leaving the EU will have on many things, including taking our vehicles into an EU country from 29th March 2019.

Current Position.

Currently EU Law enables motorists to drive in the EEA (European Economic Area) and cross borders easily without having to provide additional documentation (Green Card*/International Motor Certificate) proving that they have motor insurance relevant to the country being driven in or alternatively purchasing frontier insurance.

Leaving without a Deal.

Should we exit the EU without a deal it would mean that there is no transitional period and create the likelihood of border checks at the external EU border, including a requirement for Green Cards to be produced as proof of motor insurance.

Green Cards*.

Insurers already have the facility to issue Green Cards but are expecting a much greater demand should there be a ‘no deal’ scenario. It is possible that this greater demand could lead to delays in the issue of the Green Cards, though insurers are making plans to cater for this.

*Green Cards are a guarantee that third-party motor insurance cover (at least) is in place for the countries in which you’re driving with a UK insurance policy. Currently, this must be the physical document and not a digital version.

Planning Ahead.

Whilst it is unknown whether we will leave without a deal we recommend that motorists taking their vehicles to the EEA from 29th March 2019 plan in advance and request Green Cards from their insurer at least 3 weeks in advance of travelling.

Other Things to Consider in a ‘No Deal Scenario’

Some countries may set an expectation that motorist will have an International Driving Permit (IDP). There are two types of IDP required by EU countries, each governed by a separate United Nations convention. An IDP costs £5.50 and is available from the Post Office – you can find out more about this on the Department for Transport website.

It’s also likely that the European Health Insurance Card (EHIC) will cease to apply. An EHIC gives customers access to the same state-provided healthcare that is available to a resident.